Privacy Policy

Who We Are
Our website address is: https://MoneyWisdomHub.com.

Comments
When visitors leave comments on MoneyWisdomHub.com, we collect the information provided in the comment form, along with the visitor’s IP address and browser user agent string to help detect and prevent spam.

An anonymized hash generated from your email address may be shared with the Gravatar service to check if you are using it. You can view the Gravatar privacy policy here: https://automattic.com/privacy/. Once your comment is approved, your profile picture (if applicable) will be visible publicly alongside your comment.

Media
If you upload images to MoneyWisdomHub.com, please avoid uploading images that contain embedded location data (EXIF GPS). Visitors to the site may be able to download and extract location data from such images.

Cookies

  • If you leave a comment, you may opt-in to save your name, email, and website in cookies. This is for your convenience, so you don’t need to re-enter your details when posting again. These cookies last for one year.
  • When visiting our login page, a temporary cookie checks if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
  • When you log in, cookies save your login information and display preferences. Login cookies last two days; screen option cookies last one year. If you select “Remember Me,” your login persists for two weeks. Logging out removes these cookies.
  • If you edit or publish content, a cookie will be stored in your browser noting the post ID of the article you edited. This cookie contains no personal data and expires after one day.

Embedded Content from Other Websites
Articles on MoneyWisdomHub.com may include embedded content (e.g., videos, images, articles). Embedded content behaves as if you visited the external site directly. These sites may collect data about you, use cookies, embed third-party tracking, and monitor your interactions, especially if you are logged in to those sites.

Who We Share Your Data With
If you request a password reset, your IP address will be included in the reset email.

How Long We Retain Your Data

  • Comments and their metadata are retained indefinitely to recognize and approve follow-ups automatically.
  • For registered users, personal information provided in profiles is stored. Users can view, edit, or delete their information at any time (except usernames). Site administrators can also access and edit this information.

What Rights You Have Over Your Data
If you have an account on MoneyWisdomHub.com or have left comments, you may request an exported file of the personal data we store, including any data you have submitted. You may also request the deletion of your personal data, except for data we are required to keep for administrative, legal, or security purposes.

Where Your Data Is Sent
Visitor comments may be checked through an automated spam detection service.